I know I owe you guys a full post on our debt free journey… but today I thought I’d start with one of the very first things you should start doing if you’re not already… which is creating a monthly budget. I’m teaming up with EveryDollar, which is Dave Ramsey’s FREE budget tool. If you’re a little intimidated by creating a budget… don’t worry! It’s super easy, and it’s a great way to knock out debt and tackle your goals. It’s so important to be intentional with your money instead of wondering where it all went at the end of the month. The goal of the tool (app + desktop available!) is to create a zero-based budget, which is a way of budgeting where your income minus your expenses equals zero, so you know exactly where every dollar is going before the month begins. I’m also giving away an EveryDollar Plus subscription (which is the paid version that automatically syncs with your bank account) so be sure to read on for details!